Proceedings

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791: Financing the development of urban minority communities: lessons of history

Timothy Bates

790: The law and economics of remedies of predatory lending

Kathleen C. Engel and Patricia A. McCoy

789: Community development venture capital: a double-bottom line approach to poverty alleviation

Julia Sass Rubin

788: The influence of bureau of scores, customized scores, and judgment review on the bank underwriting decision-making process

M. Cary Collins, Keith D. Harvey and Peter Nigro

787: The unbanked and the alternative financial sector

Anne Kim

786: Reaching out to the unbanked

John Caskey

785: The role of alternative financial service providers in serving LMI neighborhoods

William Greene, Jeanne M. Hogarth, Sherrie L. W. Rhine and Maude Toussaint-Comeau

784: Financial investment in the inner city a confluence of interest

Robert L. Woodson and Sr.

783: Credit scoring and small business lending in low- and moderate-income communities

Michael Padhi, Aruna Srinivasan and Lynn W. Woosley

782: The importance of trust in micro-credit borrowing groups

Denise L. Anthony

781: From public assistance to self-sufficiency: the role for the microenterprise strategy

Lisa J. Servon

780: A comparison of small business finance in two Chicago minority neighborhoods

Philip Bond, Paul Huck, Sherrie L. W. Rhine and Robert Townsend

779: The effect of personal bankruptcy law on small firms' access to credit

Jeremy Berkowitz and Michelle White

778: What small firms get capital and what cost: notes on the role of social capital and banking networks

James J. Gillespie and Brian Uzzi

777: Cookie-cutter versus character: the micro structure of small business lending by large and small banks

Rebel Cole, Lawrence G. Goldberg and Lawrence White

776: Small business borrowing from large and small banks

Robert Berney, George W. Haynes and Charles Ou

775: Racial differences in patterns of small business finance: the importance of local geography

Raphael Bostic and K. Patrick Lampani

774: Intraurban patterns of small business lending: findings from the new Community Reinvestment Act data

Dan Immergluck

773: Access to capital: Milwaukee's small business lending gaps

Sally O'Connor and Gregory D. Squires

772: Studies of CRA data on small business lending

Anthony Yezer

771: The impact of bank consolidation on CRA business lending

Christopher A. Richardson and Katherine A. Samolyk

770: Assessing the impact of the CRA on banking institutions

Robert B. Avery, Raphael Bostic and Glenn B. Canner

769: New industry developments

James H. Carr

768: Changing financial markets and community development: an overview

Lynn E. Browne

767: The importance of education in today's economy

Alan Greenspan

766: Research in the policy process

Edward Gramlich

765: Credit scoring and securitization of small business loans

Gregory E. Elliehausen and Loretta Mester

764: Microenterprise lending

William C. Hunter

763: The small business lending relationship: session B (discussion comments)

Philip E. Strahan and Gregory F. Udell

762: The small business lending relationship: session A

Mitchell Petersen

761: The \"big picture\" about relationship-based finance

Allen Berger

760: Bank consolidation and small business lending: a small firm perspective

William C. Dunkelberg and Jonathan A. Scott

759: Access to credit for minority-owned businesses

Robert B. Avery

758: Available evidence indicates that black-owned firms are often denied equal access to credit

Timothy Bates

757: Competition, small business financing, and discrimination: evidence from a new survey

Ken Cavalluzzo, Linda Cavalluzzo and John D. Wolken

756: Evaluation of CRA data on small business lending

Glenn B. Canner

755: Small business access to capital and credit

Edward Gramlich

754: Changes in small business finance

Alan Greenspan

753: The conference on business access to capital and credit: an overview

Richard W. Lang

752: Business-to-business: challenges and opportunities

Sarah Billings, Emery Kobor, John Quinn and John Sheriden

751: Electronic bill payment: challenges and opportunities

Ron Braco, Ravi Ganesan, Matt Lawlor, Jeetu Patel and John P. Tedesco

750: Online payments: challenges and opportunities

Kirk Ergang, Peter R. Gustafson, Catherine Johnston and Gregory K. Jones

749: Legal policy

Sarah Jane, David Teitelbaum and Richard Warner

748: Technology and security policy

Stewart A. Baker, Thomas P. Brown, Peter Honeyman and Bruce J. Summers

747: International comparisons: lessons learned

Gerald R. Fox, David B. Humphrey, Marianne Palva and Leo Van Hove

746: Firms and their distressed banks: lessons from the Norwegian banking crisis (1988-1991)

Dag Michalsen, Steven Ongena and David C. Smith

745: The competitive analysis in the banking industry no longer reflects reality

Douglas V. Austin and Craig D. Bernard

744: Do institutional safeguards limit the danger of contagion in the German interbank market?

Christian Upper and Andreas Worms

743: A new approach to measuring financial contagion

Kee-Hong Bae, G. Karolyi and René Stulz

742: Deposit insurance and moral hazard

Asli Demirguc-Kunt and Enrica Detragiache