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Who Borrows for College—and Who Repays?

Donghoon Lee, Andrew F. Haughwout, Wilbert Van der Klaauw and Joelle Scally

No 20191009, Liberty Street Economics from Federal Reserve Bank of New York

Abstract: Student loans are increasingly a focus of discourse among politicians, policymakers, and the news media, resulting in a range of new ideas to address the swelling aggregate debt. Evaluating student loan policy proposals requires understanding the challenges faced by student borrowers. In this post, we explore the substantial variation in the experiences of borrowers and consider the distributional effects of various policy options.

Keywords: heterogeneity; household finance; consumer credit panel; student loans; ccp (search for similar items in EconPapers)
JEL-codes: D1 (search for similar items in EconPapers)
Date: 2019-10-09
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