Alternative financial service providers and the spatial void hypothesis

Marvin M. Smith, Tony E. Smith and John Wackes

No 07-01, Community Affairs Discussion Paper from Federal Reserve Bank of Philadelphia

Abstract: This paper examines the use of alternative financial service providers (AFSPs) such as check-cashing outlets and pawnshops in Philadelphia, Montgomery, Delaware, and Allegheny counties. Also explores whether these providers are disproportionately serving minority and low-income areas.

Date: 2007
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