Consumer Finance Institute discussion papers

From Federal Reserve Bank of Philadelphia
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02-12: Credit score accuracy and implications for consumers

Anonymous

02-10: Managing global privacy

Anne Stanley

02-09: The future of e-commerce payments

Marilyn Bochicchio and Stanley J. Sienkiewicz

02-08: Credit risk modeling and decisioning: highlights from the conference

Sarah A. Burke, Mark Furletti and Shannon Kelly

02-07: An overview and history of credit reporting

Mark Furletti

02-05: Fraud management in the credit card industry

Peter Burns and Anne Stanley

02-04: The evolution of EFT networks from ATMs to new on-line debit payment products

Stanley J. Sienkiewicz

02-03: An overview of smart card technology and markets

Mark Furletti

02-01: Retail credit risk modeling and the Basel Capital Accord

Peter Burns

01-06: Innovations in small dollar payments

Peter Burns and Anne Stanley

01-04: A panel discussion on dynamics in the consumer credit counseling service industry

Peter Burns and Anne Stanley

01-03: Managing consumer credit risk

Peter Burns and Anne Stanley

01-02: Credit cards and payment efficiency

Stanley J. Sienkiewicz

99210: Top of the Class Assessing the Credit Performance of Graduates from Secured Credit Card Programs

Peter Psathas

99047: The Rise in Mortgage Fees: Evidence from HMDA Data

Neil Bhutta and Lauren Lambie-Hanson

97223: How Does Buy Now, Pay Later Affect Customers’ Credit?

Tom Akana and Valeria Zeballos Doubinko

93694: Consumer Credit Card Payment Deferrals During the COVID-19 Pandemic

Stephanie Wilshusen

93140: Climate Change and Consumer Finance: A Very Brief Literature Review

Jose J. Canals-Cerda and Raluca Roman

92824: Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19

Kristopher Gerardi, Lauren Lambie-Hanson and Paul Willen

91895: The Lingering Fiscal Effects of the COVID-19 Pandemic on Higher Education

Robert Kelchen, Dubravka Ritter and Douglas Webber

89037: Reverse Mortgage Retrospective: How Recent Policy Changes Affected Government-Insured Reverse Mortgage Originations and Performance

Lauren Lambie-Hanson and Stephanie Moulton

89001: Contactless Payment Cards: Trends and Barriers to Consumer Adoption in the U.S

Tom Akana and Wei Ke

89000: Deconstructing Mechanic’s Liens

Lauren Lambie-Hanson, Jeanne Rentezelas and Larry Santucci

88999: Federal Student Loan Servicing Accountability and Incentives in Contracts

Rajeev Darolia and Andrew Sullivan

87708: What Explains the Post–2011 Trends of Longer Maturities and Rising Default Rates on Auto Loans?

Paul S. Calem, Chellappan Ramasamy and Jenna Wang

87614: Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions

Tom Akana