Banking Analytics: Allowance for Credit Losses Remains Stable at U.S. Banks

Reed Romanko

On the Economy from Federal Reserve Bank of St. Louis

Abstract: The ACL coverage ratio, which was stable at 1.66% for U.S. banks in the first quarter of 2026, offers insight about the risk in banks’ loan portfolios.

Keywords: aggregate allowance for credit losses (ACL) coverage ratio; loan loss reserves; loan delinquencies; charge-offs; economic uncertainty (search for similar items in EconPapers)
Date: 2026-07-06
Note: This series is part of ongoing work by the Supervisory Policy and Risk Analysis team to highlight key banking metrics in monitoring the health of the banking system, a function of the St. Louis Fed’s Supervision, Credit and Learning Division.
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Persistent link: https://EconPapers.repec.org/RePEc:fip:l00001:103492

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