The Affordability Paradox: Why Cheaper Homes Are Harder to Finance

Manu García and Carlos Garriga

On the Economy from Federal Reserve Bank of St. Louis

Abstract: Manufactured homes face high mortgage denial rates due to collateral risks and rural market barriers, revealing structural limits in affordable housing finance.

Keywords: manufactured homes; mortgage denials; collateral risks; rural housing; affordable housing; housing finance (search for similar items in EconPapers)
Date: 2026-10-07
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Persistent link: https://EconPapers.repec.org/RePEc:fip:l00001:103895

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