The Value of Information in Health Insurance: A Theoretical Approach

Dominique Henriet

G.R.E.Q.A.M. from Universite Aix-Marseille III

Abstract: This paper proposes a model which intends to analyse the alternative between discrimination and mutualisation in insurance. We suppose there exists an observable (but initially hidden)variable, that predicts the level of risk of an individual. This variable can be observed through a testing process. Before testing, each individual has an imperfect private information on his risk.

Keywords: INSURANCE; INFORMATION; TESTING; REGULATION (search for similar items in EconPapers)
JEL-codes: D82 H42 I18 (search for similar items in EconPapers)
Pages: 18 pages
Date: 1997
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Persistent link: https://EconPapers.repec.org/RePEc:fth:aixmeq:97a38

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