Managing Competition in the Health Insurance Market

William Jack

Working Papers from Australian National University - Department of Economics

Abstract: I study the use of risk adjusters as a regulatory instrument for combatting cream-skimming incentives in a private health insurance market. It is assumed that insurance coverage is mandatory for all individuals, and that insurers must charge community-rated premiums - i.e., premiums independent of an individual's idiosyncratic risks.

Keywords: RISK; INSURANCE; HEALTH; COMPETITION (search for similar items in EconPapers)
JEL-codes: G22 (search for similar items in EconPapers)
Pages: 36 pages
Date: 1998
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Citations: View citations in EconPapers (1)

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Persistent link: https://EconPapers.repec.org/RePEc:fth:aunaec:336

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