The Global Pandemic, Laboratory of the Cashless Economy?

Jeremy Srouji and Dominique Torre ()
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Jeremy Srouji: Université Côte d'Azur, France

No 2022-13, GREDEG Working Papers from Groupe de REcherche en Droit, Economie, Gestion (GREDEG CNRS), Université Côte d'Azur, France

Abstract: The COVID-19 pandemic has had a profound impact on payment systems and preferences around the world, reducing the use of cash in favor of digital payment instruments and accelerating the discussion around the need for a central bank digital currency. This article presents the digital payments and cashless agenda both before and after the pandemic, focusing on how the changing payments landscape has influenced the priorities and decisions of regulators, banks and other financial intermediaries with regards to the future shape of payment systems. It finds that while the pandemic has demonstrated the benefits associated with building an advanced, competitive and integrated digital payments eco-system, it has also brought to the forefront more disparities and fragmentation than convergence between payment systems in different regions of the world.

Keywords: Central bank digital currencies; CBDC; digital payments; mobile money; cashless; payment systems; e-wallets (search for similar items in EconPapers)
Pages: 23 pages
Date: 2022-05
New Economics Papers: this item is included in nep-des, nep-mon and nep-pay
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (1)

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Related works:
Journal Article: The Global Pandemic, Laboratory of the Cashless Economy? (2022)
Working Paper: The Global Pandemic, Laboratory of the Cashless Economy? (2022)
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Persistent link: https://EconPapers.repec.org/RePEc:gre:wpaper:2022-13

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