The Microfinance Regulation Maze: A Systematic Literature Review

Niels Hermes, Marek Hudon and Masaood Moahid
Additional contact information
Masaood Moahid: University of Groningen

No 2024010-EEF, Research Report from University of Groningen, FEB Research Institute (FEBRI)

Abstract: Microfinance regulation plays a crucial role in ensuring financial stability and client protection, yet their influence on Microfinance Institutions (MFIs) remains a topic of contention. Using Artificial Intelligence (AI) in the screening stage, this Systematic Literature Review (SLR) incorporates both quantitative and qualitative articles, offering a comprehensive analysis of the effects of regulatory measures on the performance of MFIs. Overall, we find that while microfinance regulation initially may hinder the financial and social performance of MFIs, in thelong run its stabilizing effects reverse the adverse effects through the self-correcting loop, which eventually support MFIs to systematic growth. Our study calls for an optimal level of regulation that increases the compatibility of the financial, social, and stability goals of microfinance.

Date: 2024
References: Add references at CitEc
Citations:

Downloads: (external link)
https://hdl.handle.net/11370/2dbdfdfb-73e2-4918-9a96-130ef28cdaab (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:gro:rugfeb:2024010-eef

Access Statistics for this paper

More papers in Research Report from University of Groningen, FEB Research Institute (FEBRI) Contact information at EDIRC.
Bibliographic data for series maintained by Hanneke Tamling ().