EconPapers    
Economics at your fingertips  
 

Repenser la réforme des retraites à l’aune de la diversité des régimes et des projets individuels

François Facchini ()
Additional contact information
François Facchini: CES - Centre d'économie de la Sorbonne - UP1 - Université Paris 1 Panthéon-Sorbonne - CNRS - Centre National de la Recherche Scientifique

Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) from HAL

Abstract: In 2019, Jean-Paul Delevoye and the "Conseil d'Orientation des Retraites" (COR) are proposing a reform of the French pension system. This reform wants to create a universal scheme and a pension system by points. This article is a critique of this project. It argues that it does not solve the five major problems of the French pension system implemented in 1946. French system is a pay-as-you go system funded by employees' contributions and a balancing contribution paid by enterprises in the sector, calculated in proportion. A pay-as-you go system impose, firstly, a social cost on each renegotiation of retirement conditions. Second, it does not take into account the diversity of individual, family and economic situations of each citizen. Thirdly, it crowds out all alternative pension schemes. Fourthly, it perpetuates an inefficient pension financing model which, fifthly, is the cause of major inequalities in retirement between generations. A point system does not solve any of these problems. It is urgent in these conditions to give more freedom to each individual to find the pension scheme that best suits him or her. Market solutions in this new architecture could take their full place in the debate that is taking place today in France in a context of social and political insurrection.

Keywords: retraite; France; système de retraite à point; capitalisation; répartition; crise (search for similar items in EconPapers)
Date: 2020-05
New Economics Papers: this item is included in nep-age
Note: View the original document on HAL open archive server: https://hal.archives-ouvertes.fr/hal-03195335
References: Add references at CitEc
Citations: Track citations by RSS feed

Published in Journal des libertés, Institut de Recherches Economiques et fiscales, 2020

Downloads: (external link)
https://hal.archives-ouvertes.fr/hal-03195335/document (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:hal:cesptp:hal-03195335

Access Statistics for this paper

More papers in Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) from HAL
Bibliographic data for series maintained by CCSD ().

 
Page updated 2021-05-09
Handle: RePEc:hal:cesptp:hal-03195335