Cooperative banks in the experiments of the personal microcredit: Towards a new solidarity-based banking strategy ?

Bancos cooperativos en los experimentos del microcrédito personal: Hacia una nueva estrategia bancaria solidaria ?

Maryline Meyer, Valérie Billaudeau () and Pascal Glemain
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Valérie Billaudeau: ESO - Espaces et Sociétés - UNICAEN - Université de Caen Normandie - NU - Normandie Université - UM - Le Mans Université - UA - Université d'Angers - AGROCAMPUS OUEST - UR2 - Université de Rennes 2 - CNRS - Centre National de la Recherche Scientifique - IGARUN - Institut de Géographie et d'Aménagement Régional de l'Université de Nantes - UN - Université de Nantes
Pascal Glemain: CIAPHS - Centre Interdisciplinaire d'Analyse des Processus Humains et Sociaux [Rennes] - UR2 - Université de Rennes 2

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Abstract: Personal microcredits benefit people who are excluded from traditional banking bundling services, to finance their personal projects. Partnerships between some cooperative banks and social structures allow people to access this possibility. This article is the result of a regional survey in France concerning personal microcredit devices. We identify and analyze three main forms of cooperation between banks and social structures. Our results indicate to what extent interorganizational cooperation transforms the cooperative banking sphere.

Keywords: Personal microcredit; Cooperative banks; Solidarity-based banking strategy; Interorganizational cooperation; microcrédito personal garantizado; Financiación solidaria; Bancos cooperativos; estrategia bancaria; Cooperación interorganizacional; Microcrédit personnel garanti; Banques coopératives; Stratégie bancaire solidaire; Coopération interorganisationnelle (search for similar items in EconPapers)
Date: 2012
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Published in La Revue des Sciences de Gestion, 2012, 258 (6), pp.101-108. ⟨10.3917/rsg.258.0101⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-01892625

DOI: 10.3917/rsg.258.0101

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