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Social security and/or social action? The philosophy of the “guaranteed personal microcredit” in France

Aide ou action sociale ? Une analyse à partir des expérimentations du microcrédit social

Pascal Glemain and Maryline Meyer
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Pascal Glemain: CIAPHS - Centre Interdisciplinaire d'Analyse des Processus Humains et Sociaux [Rennes] - UR2 - Université de Rennes 2

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Abstract: Social and solidarity-based economy is concerned with a new economic approach about social policy in a crisis context. Indeed, the first Social Cohesion Fund, launched in 2005 by the French government, aims to promote"personal microcredit". Personal microcredits benefit to people who are excluded from traditional banking bundling services, to finance their personal or social projects. They are delivered through partnerships between some cooperative banks and social structures, who support people granted microcredit. Our research paper is coming under west regional experiences in France of the personal microcredit device. This study would have liked to contribute to a better understanding of a new tool for the struggle against social injustices which entails transformations in social work.

Keywords: Social policy; Personal microcredit; Social work; Social support.; Microcrédit personnel garanti; Travail social; Accompagnement; Action sociale (search for similar items in EconPapers)
Date: 2011
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Published in Politiques et Management public, 2011, 28 (3), pp.261-279

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