Les transformations de l’assurance maladie complémentaire à la lumière de la démutualisation/hybridation des banques coopératives

Philippe Abecassis (), Nathalie Coutinet () and Jean-Paul Domin ()
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Nathalie Coutinet: CEPN - Centre d'Economie de l'Université Paris Nord - UP13 - Université Paris 13 - USPC - Université Sorbonne Paris Cité - CNRS - Centre National de la Recherche Scientifique
Jean-Paul Domin: REGARDS - Recherches en Économie Gestion AgroRessources Durabilité Santé- EA 6292 - URCA - Université de Reims Champagne-Ardenne - MSH-URCA - Maison des Sciences Humaines de Champagne-Ardenne - URCA - Université de Reims Champagne-Ardenne

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Abstract: This paper sets out to assess the evolution of two comparable sectors: third sector banks on the one hand, and health insurance and provident societies on the other hand. While the former embarked on consolidation and partial privatization—at the expense of mutualization—as early as the 1980s, the latter are currently undergoing a similar but more cautious evolution. The present paper starts with a comparative analysis of the two sectors and goes on to show that the hybridization processes witnessed in banking are not paralleled in the area of supplementary health insurance. Hybridization processes certainly run counter to the mutualized activities of third sector banks. However, mutual insurance and provident societies are more faithful to their founding principles.

Keywords: mutual and cooperative banks; bank hybridization; provident societies; banques mutualistes et coopératives; concentration; hybridation; institutions de prévoyance; mutuelles de santé (search for similar items in EconPapers)
Date: 2018-03-15
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Citations: View citations in EconPapers (1)

Published in Revue d'économie industrielle , 2018, 161, pp.9-38. ⟨10.4000/rei.6709⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-02020031

DOI: 10.4000/rei.6709

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