The success of the Bordeaux Mont-de-Piété, 1801-1913

Guillaume Pastureau and Bertrand Blancheton
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Bertrand Blancheton: GREThA - Groupe de Recherche en Economie Théorique et Appliquée - UB - Université de Bordeaux - CNRS - Centre National de la Recherche Scientifique

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Abstract: This article analyses the success of the Bordeaux Mont-de-Piété between 1801 and 1913. This success was related to several factors. While the legislative environment was already advantageous (monopoly status for pawnbroking), the establishment prospered courtesy of the social and economic environment. There was indeed high social demand for financial aid linked to the individual needs of a population that found itself in a situation of virtual exclusion. The establishment also benefited from high repayment rates, which limited additional costs, regularly found ways to refinance its operations and took advantage of there being no people's banking system.

Keywords: economic history; Mont-de-Piété; pawnbroking; social aid (search for similar items in EconPapers)
Date: 2014
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Published in Financial History Review, inPress, 44 (3), ⟨10.1017/S0968565014000225⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-03124856

DOI: 10.1017/S0968565014000225

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