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The reality of financial inclusion in Algeria and the Arab world

Nedjla Lemerini and Abdellatif Habi
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Nedjla Lemerini: University Centre of Maghnia
Abdellatif Habi: Université Aboubekr Belkaid - University of Belkaïd Abou Bekr [Tlemcen]

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Abstract: The study aims to identify the reality of financial inclusion in Algeria and the Arab world by examining the concept of financial inclusion and its importance for economic development, and to address its indicators and the most important obstacles to the mainstreaming of financial services in the Arab world. The study concluded that the Arab world continues to suffer from low levels of financial inclusion compared to the countries of the world, facing serval challenges, which require the need to adopt an effective strategy to support and strengthen financial inclusion. As for Algeria, the ownership of the accounts at formal financial institutions have improved to an acceptable level, but borrowing from financial institutions is still very low.

Keywords: Financial inclusion; Financial education; The Arab world; Algeria (search for similar items in EconPapers)
Date: 2022
New Economics Papers: this item is included in nep-ara, nep-fle and nep-pay
Note: View the original document on HAL open archive server: https://cnrs.hal.science/hal-03905259v1
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Published in International Journal of Economic Performance - المجلة الدولية للأداء الاقتصادي, 2022, 5 (2), pp.211-223

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-03905259

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