Assurance financière et assurance naturelle: une application à la forêt

Marielle Brunette () and Marc Hanewinkel ()
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Marielle Brunette: BETA - Bureau d'Économie Théorique et Appliquée - AgroParisTech - UNISTRA - Université de Strasbourg - Université de Haute-Alsace (UHA) - Université de Haute-Alsace (UHA) Mulhouse - Colmar - UL - Université de Lorraine - CNRS - Centre National de la Recherche Scientifique - INRAE - Institut National de Recherche pour l’Agriculture, l’Alimentation et l’Environnement
Marc Hanewinkel: Université de Freiburg

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Abstract: Natural hazards threaten forest ecosystems, and this threat is increasing under the impact of climate change. As a result, the issue of forest insurance has become central. In the forestry sector, insurance can be of two types. Forest owners can take out an insurance contract with an insurer to cover themselves against damage attributable to natural hazards (financial insurance) and at the same time, the forest provides protection against natural hazards to exposed populations (natural insurance). This article presents these two forms of insurance, their interactions, and provides examples in a forest context. We show that the two concepts are well-defined and used in forest economics, but their relationships are still little analysed. Questions that could favour or lead this analysis are highlighted.

Keywords: Climate change; Risk; Insurance; Changements climatiques; Risque; Assurance (search for similar items in EconPapers)
Date: 2023-06-23
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Published in Revue forestière française, 2023, 74 (2), pp.247-254. ⟨10.20870/revforfr.2023.7603⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-04174323

DOI: 10.20870/revforfr.2023.7603

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