Couverture du risque météorologique en agriculture: les leçons du cas français

Camille Tevenart, Philippe Delacote, Richard Koenig and Marielle Brunette ()
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Camille Tevenart: BETA - Bureau d'Économie Théorique et Appliquée - INRA - Institut National de la Recherche Agronomique - UNISTRA - Université de Strasbourg - UL - Université de Lorraine - CNRS - Centre National de la Recherche Scientifique, CEC - Chaire Economie du Climat - Université Paris Dauphine-PSL - PSL - Université Paris Sciences et Lettres
Richard Koenig: CEC - Chaire Economie du Climat - Université Paris Dauphine-PSL - PSL - Université Paris Sciences et Lettres
Marielle Brunette: BETA - Bureau d'Économie Théorique et Appliquée - INRA - Institut National de la Recherche Agronomique - UNISTRA - Université de Strasbourg - UL - Université de Lorraine - CNRS - Centre National de la Recherche Scientifique, CEC - Chaire Economie du Climat - Université Paris Dauphine-PSL - PSL - Université Paris Sciences et Lettres

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Abstract: The French agricultural sector is exposed to many weather risks, which will increase under the effect of climate change. The management of these risks by farmers mobilizes different levels of coverage, ranging from prevention, through insurance to national solidarity. This management combines a set of regulations, mechanisms and actors forming a complex system. In this context, we offer an overview of French systems for managing meteorological risks in agriculture. A more specific focus on multi-risk insurance then allows us to highlight potential obstacles to its adoption. We thus show that even certain characteristics of the insurance contract can hinder adoption (triggering threshold too high, deductible too high, poor quality/price ratio). Other potential obstacles are also put forward, such as the gradual disengagement of the public authorities, possible problems of pooling due to the existence of asymmetry of information in particular, or even a lack of synergy between the different levels of protection.

Keywords: Insurance; Agriculture; Risk; Prevention; Assurance; Agricullture; Risque; Prévention (search for similar items in EconPapers)
Date: 2019-09-01
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Citations: View citations in EconPapers (1)

Published in 2019, 26 p

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-04174357

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