Public bank lending in Africa in times of crisis

Florian Leon

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Abstract: This paper examines State-owned bank lending in Africa in times of crisis. We exploit a sample of 112 banks, including 24 State-owned banks, operating in 8 West African countries over the period 2000–2019. We focus on how bank ownership affects lending, during and after crises. Results indicate that, contrary to domestic-private banks, public banks continue to lend at the same rate during and slightly increase their lending after a crisis. The main explanation of the previous finding is the stability of State-owned bank resources. Finally, the countercyclicality of public banks does not affect their profitability or portfolio quality.

Keywords: Public banks; lending; countercyclicality; Africa (search for similar items in EconPapers)
Date: 2023
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Published in Emerging Markets Review, 2023, 55, pp.101032. ⟨10.1016/j.ememar.2023.101032⟩

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Related works:
Journal Article: Public bank lending in Africa in times of crisis (2023)
Working Paper: Public bank lending in Africa in times of crisis (2022)
Working Paper: Public bank lending in Africa in times of crisis (2022)
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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-04234485

DOI: 10.1016/j.ememar.2023.101032

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