Theoretical focusat the Takaful ecosystem in Morocco: state of play and achievements

Focus théorique sur l'écosystème Takaful au Maroc: état des lieux et bilan des réalisations

Badr Abouzaid and Marouane Balla
Additional contact information
Badr Abouzaid: ENCGT - Ecole Nationale de Commerce et de Gestion de Tanger - UAE - Abdelmalek Essaadi University [Tétouan] = Université Abdelmalek Essaadi [Tétouan]
Marouane Balla: ENCGT - Ecole Nationale de Commerce et de Gestion de Tanger - UAE - Abdelmalek Essaadi University [Tétouan] = Université Abdelmalek Essaadi [Tétouan]

Post-Print from HAL

Abstract: The introduction of participatory banks in Morocco during 2017 has seen remarkable growth and solid performance. However, these entities face several regulatory and financial constraints and challenges that limit the development of their environment. Hence, the example of Takaful insurance is a perfect illustration. Indeed, this form of insurance was launched in June 2022, marking a considerable delay compared to the launch of these banks. This delay has resulted in significant additional costs and risks to be managed. In this context, our study focuses on a literature review that aims to understand and analyse the foundations and principles of Takaful insurance in general, while exposing its sources and reference models. Subsequently, we will take a critical look at the late introduction of Takaful in Morocco and the record of its achievements. To attain our objective, we conducted a descriptive content research.

Keywords: Maroc; Finance islamique; Banques participatives; Assurance; Takaful Morocco; Islamic Finance; Participatory banks; Insurance; Takaful; Takaful. (search for similar items in EconPapers)
Date: 2023
New Economics Papers: this item is included in nep-ara
Note: View the original document on HAL open archive server: https://hal.science/hal-04436651
References: View complete reference list from CitEc
Citations:

Published in Revue Française d'Economie et de Gestion , 2023, ⟨10.5281/zenodo.8063760⟩

Downloads: (external link)
https://hal.science/hal-04436651/document (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-04436651

DOI: 10.5281/zenodo.8063760

Access Statistics for this paper

More papers in Post-Print from HAL
Bibliographic data for series maintained by CCSD ().