ANALYSIS OF BANKING PERFORMANCE IN THE DRC: DETERMINANTS OF FINANCIAL AND ECONOMIC PROFITABILITY

ANALYSE DE LA PERFORMANCE BANCAIRE EN RDC: DETERMINANTS DE LA RENTABILITE FINANCIERE ET ECONOMIQUE

Henry Muayila Kabibu (), Jean-Claude Nkashama Mukenge (), Nathan Mwamba Katayi () and Israël Mulongo Mashata ()
Additional contact information
Henry Muayila Kabibu: UPC - Université protestante au Congo
Jean-Claude Nkashama Mukenge: UPC - Université protestante au Congo, Université Pédagogique Nationale
Nathan Mwamba Katayi: UPC - Université protestante au Congo
Israël Mulongo Mashata: UPC - Université protestante au Congo

Post-Print from HAL

Abstract: Banks in the Democratic Republic of Congo operate in a very competitive environment. This article seeks to identify the factors associated with the financial and economic profitability of the 10 Commercial Banks in the Democratic Republic of Congo from 2009 to 2019. The results show that financial profitability (ROE) is more important than economic profitability (ROA) and highlights highlight the existence of a very significant relationship between all the explanatory variables and the endogenous variables (ROE, ROA). It should be noted that there is a positive correlation between bank loans, bank deposits, asset size, solvency risk with bank profitability. While variables such as liquidity risk, inflation, capital have a negative impact on the profitability of banks.

Date: 2022
References: Add references at CitEc
Citations:

Published in International Journal of Economic Studies and Management (IJESM), 2022, 2 (5), pp.1252-1263. ⟨10.5281/zenodo.7424983⟩

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-04602816

DOI: 10.5281/zenodo.7424983

Access Statistics for this paper

More papers in Post-Print from HAL
Bibliographic data for series maintained by CCSD ().