The impact of mobile money adoption on firm innovation

Francis Osei-Tutu and Daniel Taylor ()
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Francis Osei-Tutu: PSB - Paris School of Business - HESAM - HESAM Université - Communauté d'universités et d'établissements Hautes écoles Sorbonne Arts et métiers université
Daniel Taylor: CleRMa - Clermont Recherche Management - ESC Clermont-Ferrand - École Supérieure de Commerce (ESC) - Clermont-Ferrand - UCA [2017-2020] - Université Clermont Auvergne [2017-2020], LEM - Lille économie management - UMR 9221 - UA - Université d'Artois - UCL - Université catholique de Lille - Université de Lille - CNRS - Centre National de la Recherche Scientifique

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Abstract: Using firm-level survey data for 16 Sub-Saharan African countries, we find evidence that mobile money adoption increases firms' innovation. Further analysis shows that mobile money fosters innovation by improving firms' liquidity through greater access to trade credit and bank loans. Our findings suggest that policy measures to stimulate innovation in developing countries could focus on incentivizing firms to adopt mobile money.

Date: 2024-11
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Published in Economics Letters, 2024, 244, pp.112006. ⟨10.1016/j.econlet.2024.112006⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-04816225

DOI: 10.1016/j.econlet.2024.112006

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