Impact of Digital Financial Inclusion on Rural Revitalization in Tanzania

Njige Magreth George, Heping Ge and Decai Tang
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Njige Magreth George: School of Management Science and Engineering, Nanjing University of Information Science and Technology, Nanjing-210044, China.
Heping Ge: School of Management Science and Engineering, Nanjing University of Information Science and Technology, Nanjing-210044, China.
Decai Tang: School of Management Science and Engineering, Nanjing University of Information Science and Technology, Nanjing-210044, China.

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Abstract: Technology has changed the financial industry through digitization, pushing financial services to be included. A sustainable rural economy has been developed due to the expansion of digital financial inclusion, which also significantly contributes to the revitalization of rural communities. This paper analyzes the theoretical connotations and mechanisms related to the study of the impact of digital inclusive of finance on rural revitalization in Tanzania; it empirically investigates the relationship between digital inclusive finance and rural revival by combining data at a national level in Tanzania. This study shows that digital inclusive finance can effectively promote the development of rural revitalization. By employing a time series model to measure the relationship between the digital inclusion of finance and rural revitalization. However, due limitations such as data unavailability of most years due to the nature of the context being new in Tanzania and Africa as well; this paper highly recommends the development of rural digital infrastructure, enhancing the digitalization of inclusive finance with the aid of digital technologies, expanding the breadth and depth of digital inclusive finance services in rural areas, especially in economically underdeveloped regions, to promote the comprehensive and high-quality development of rural areas effectively.

Date: 2024-05-15
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Published in Journal of Economics, Management and Trade, 2024, 30 (6), pp.88-106. ⟨10.9734/jemt/2024/v30i61216⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-05101054

DOI: 10.9734/jemt/2024/v30i61216

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