Artificial Intelligence for Data-Driven Marketing: Catalyst for Digital Business Transformation

Sanaa Dfouf (), Kaoutar Errakha, Hanan Elharissi, Mohammed Khaouja () and Fekkak Hamdi
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Hanan Elharissi: FEG SETTAT - Faculté d’Économie et de Gestion de Settat
Mohammed Khaouja: ERMOT - Laboratoire "Etudes et recherches en Management des Organisations et des Territoires" [Fez] - USMBA - Université Sidi Mohamed Ben Abdellah

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Abstract: In this study, the use of AI in marketing in Morocco is assessed, showcasing the disparity in the use of this technology per sector. Adoption is very advanced in the Banking and E-commerce sectors (92% and 78%, respectively), where chatbots and predictive analytics are used, achieving an ROI of 3.2 years. In contrast, SMEs and other traditional sectors have much more difficulty (23% adoption) because of the initial investment of 380,000 MAD on average and the local expertise drain (only 12% of the trainers in academia have any knowledge about AI).SMEs sit within the longest timeframes (3.2 years) to see positive ROI, while large companies see it in 1.8 years, highlighting the disparity of digital maturity in sectors. 367 professionals from diverse sectors participated in the survey, and the quantitative results show the positive impact of AI on performance, achieving a 22% decrease in acquisition costs, 34% increase in customer satisfaction, and 27% increase in marketing ROI. Additional barriers encumber the expected results, including cultural (scepticism from 44% of managers) and geographic (78% of all projects are concentrated in Casablanca and Rabat).Using a score of 3.2/5 for Adoption, Morocco is ranked higher than Egypt, 3.0, but still lacks behind South Africa, 3.8, which possesses a more advanced technological ecosystem. To boost adoption, the study recommends: (1) Partnerships between universities and businesses to provide custom training, (2) A policy for the rational use of data, and (3) Local, affordable (language, mobile-first) tailored pockets for the informal sector/SMEs.Based on the above, the promise AI offers Morocco is tangible, but not without the need for customized and differentiated policies to address interregional and inter-sector imbalance. For this to happen, coordinated action from the public and private sectors and academia will be necessary to support the shift.

Keywords: Artificial Intelligence Data-Driven Marketing Digital Transformation Developing Countries SMEs Sectoral Adoption; Artificial Intelligence; Data-Driven Marketing; Digital Transformation; Developing Countries; SMEs; Sectoral Adoption (search for similar items in EconPapers)
Date: 2025-11-25
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Published in International Journal of Engineering Trends and Technology , 2025, ⟨10.14445/22315381/IJETT-V73I11P102⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-05383511

DOI: 10.14445/22315381/IJETT-V73I11P102

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