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French Mutual Health Insurance Companies: A Specific Meso-Level Entity

Les mutuelles santé en France, un espace méso spécifique de l’assurance maladie complémentaire ?

Florian Beaucreux () and Florence Gallois ()
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Florian Beaucreux: CRIEG - Centre de Recherche Interdisciplinaire Economie Gestion - MSH-URCA - Maison des Sciences Humaines de Champagne-Ardenne - URCA - Université de Reims Champagne-Ardenne, REGARDS - Recherches en Economie Gestion Agroressources Durabilité et Santé - CRIEG - Centre de Recherche Interdisciplinaire Economie Gestion - MSH-URCA - Maison des Sciences Humaines de Champagne-Ardenne - URCA - Université de Reims Champagne-Ardenne
Florence Gallois: CRIEG - Centre de Recherche Interdisciplinaire Economie Gestion - MSH-URCA - Maison des Sciences Humaines de Champagne-Ardenne - URCA - Université de Reims Champagne-Ardenne, REGARDS - Recherches en Economie Gestion Agroressources Durabilité et Santé - CRIEG - Centre de Recherche Interdisciplinaire Economie Gestion - MSH-URCA - Maison des Sciences Humaines de Champagne-Ardenne - URCA - Université de Reims Champagne-Ardenne

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Abstract: Changes in the supplementary health insurance market question the persistence of mutual insurance societies' specificities. Through the meso-level régulation school approach, the paper shows that certain specificities of mutual insurance societies persist in product policy, labor division but also in the expression of their futurity. These specificities, which are strongly emphasized in the organizations' discourse, merge in practice. It is no longer so much the actions that differentiate the actors, but the narrative in which they embed these actions.

Keywords: mutual insurance societies; supplementary health insurance; French régulation School; meso-based régulation; sector-based régulation; mutuelles; assurance maladie complémentaire; régulation méso; régulation sectorielle; espace méso (search for similar items in EconPapers)
Date: 2026
Note: View the original document on HAL open archive server: https://hal.science/hal-05502263v1
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Published in Interventions Economiques : Papers in Political Economy, 2026, L’approche méso de l’économie sociale et solidaire : vers un nouveau paradigme ?, 74, ⟨10.4000/15na8⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-05502263

DOI: 10.4000/15na8

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