FinTech and the sustainable development goals: Global evidence from economic, environmental, and social dimensions

Mohamed Rami Chouchene, Houssem Ben Ammar and Sami Ben Jabeur ()
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Sami Ben Jabeur: UR CONFLUENCE : Sciences et Humanités (EA 1598) - UCLy - UCLy (Lyon Catholic University), ESDES - ESDES, Lyon Business School - UCLy - UCLy - UCLy (Lyon Catholic University)

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Abstract: This study examines the relationship between financial technology (FinTech) and the Sustainable Development Goals (SDGs) using a panel of 124 countries over the period 2013–2020. Fully modified ordinary least squares (FMOLS) and dynamic ordinary least squares (DOLS) estimators are applied. A composite Sustainable Development Goals Index (SDGI) is constructed to capture economic, social, and environmental dimensions. The results show that FinTech adoption has a positive and statistically significant effect on SDG performance, with coefficients ranging from 0.049 to 0.072 in the full sample. The effect is substantially stronger in developed economies (up to 0.162), while it remains positive but smaller in emerging and developing countries. These findings highlight the role of digital financial inclusion and green finance in advancing sustainable development, while emphasizing the importance of infrastructure quality, regulation, and institutional readiness. The study provides policy insights on how FinTech can be leveraged to promote inclusive and sustainable growth across different development contexts.

Keywords: Technologie financière (FinTech); Objectifs de développement durable (ODD); Inclusion numérique (search for similar items in EconPapers)
Date: 2026-02
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Published in Journal of Environmental Management, 2026, 400, pp.128725. ⟨10.1016/j.jenvman.2026.128725⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-05524278

DOI: 10.1016/j.jenvman.2026.128725

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