 Choice of electronic money transfer instrument in CameroonChoix de l’instrument de transfert électronique de fonds au CamerounMathieu Juliot Mpabe Bodjongo
Post-Print from HAL Abstract: This paper aims to examine the factors that enable individuals to choose mobile money (MOMO) or others digital financial services (ODFS) in Cameroon. The analysis is based on a sample of 3,168 household, drawn from a survey conducted by the ISSEA and MINEPAT. Drawing on the literature on technology choice, the econometric results, obtained using a recursive bivariate probit model, reveal that people using ODFS are less likely to use MOMO. Furthermore, in terms of the choice between MOMO and ODFS, some explanatory factors converge while others diverge. The converging factors include having a bank account, religious affiliation, age, and the needs to be met. Diverging factors include having a mobile money account, the advantages of using digital financier services, household size, education, income and the ability to send money abroad. Keywords: Mobile money; Others digital financial services; Household choice; Autres services financiers numériques; Argent mobile; Choix des ménages (search for similar items in EconPapers) Published in European Review of Service Economics and Management, 2025, 2025-1 (19), pp.103-138. ⟨10.48611/isbn.978-2-406-18573-4.p.0103⟩ There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it. Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-05557670 DOI: 10.48611/isbn.978-2-406-18573-4.p.0103 Access Statistics for this paper More papers in Post-Print from HAL |
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