Analysis of socio-economic determinants of credit demand by agricultural households in Togo

Analyse des déterminants socioéconomiques de la demande de crédit des ménages agricoles au Togo

Kolani Lardja () and Koffi Sagbo ()
Additional contact information
Kolani Lardja: Université de Lomé [Togo]
Koffi Sagbo: UK - Université de Kara [Togo]

Working Papers from HAL

Abstract: This article aims to identify the socioeconomic factors influencing the credit demand of agricultural households in Togo. Using data from the EHCVM 2018 survey (Harmonized Survey of Household Living Conditions, 2018), the results of binary logistic regression analysis indicate a positive and significant correlation between agricultural households' access to financial services and variables such as the household head's level of formal education, the household head's marital status, the size of the household's holding, the soil types of the household's holding, and the agricultural household's income. These variables are determinants of farm households' access to financial services. These results highlight the need to strengthen policies aimed at improving farm households' access to financial services, in particular by focusing on the aforementioned variables.

Keywords: Facteurs socioéconomiques; Logit Binaire; Demande de crédit; Ménages agricoles; Togo (search for similar items in EconPapers)
Date: 2025-05-16
Note: View the original document on HAL open archive server: https://hal.science/hal-05046062v3
References: Add references at CitEc
Citations:

Downloads: (external link)
https://hal.science/hal-05046062v3/document (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:hal:wpaper:hal-05046062

Access Statistics for this paper

More papers in Working Papers from HAL
Bibliographic data for series maintained by CCSD ().