Innovative Financing and Entrepreneurial Support: A Lever for the Economic Inclusion of Young People in Mali Authors

Financements innovants et accompagnement entrepreneurial: un levier pour l'inclusion économique des jeunes au Mali

Tidiane Ball, Lassana Toure (), Abdoul Karim Diamoutene and Soumahila Kone
Additional contact information
Tidiane Ball: DoniLab
Lassana Toure: University of Segou
Abdoul Karim Diamoutene: Université des sciences sociales et de gestion de Bamako - USSGB - Université des sciences sociales et de gestion de Bamako
Soumahila Kone: DoniLab

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Abstract: Youth unemployment is a major structural problem in Mali, and entrepreneurship is increasingly seen as an alternative to public-sector jobs. Support programs and innovative financing (improved microcredit, seed funds, fintech) have multiplied, but their real effect on young entrepreneurs is poorly documented. This study examines how entrepreneurial support and innovative financing together affect four dimensions: economic performance, economic inclusion, entrepreneurial well-being, and networks and partnerships. The authors surveyed two groups of young Malian entrepreneurs: one that received support and financing, and one that did not. Chi-square tests and probit models show that support is significantly associated with higher turnover, net profit and growth, although the effect on job creation is still limited. Human capital moderates the results: better-educated and more experienced youth benefit more. Access to finance remains a major obstacle for nearly two-thirds of respondents, despite public programs and donor efforts. The findings highlight the need for personalized support combined with inclusive financial innovation to strengthen entrepreneurial resilience and create jobs. The study feeds the national debate on employability policies and opens the way for comparative research in West Africa.

Keywords: Accompagnement entrepreneurial Financements innovants Inclusion économique Développement inclusif Capital humain; Accompagnement entrepreneurial; Financements innovants; Inclusion économique; Développement inclusif; Capital humain (search for similar items in EconPapers)
Date: 2026-10-30
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