Results of the Fifth CNB Bank Survey

Lana Ivičić, Mirna Dumicic Jemric, Ante Burić and Ivan Huljak ()
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Ivan Huljak: The Croatian National Bank, Croatia

No 15, Surveys from The Croatian National Bank, Croatia

Abstract: In April and May 2007, a research team of the Croatian National Bank conducted the fifth com-prehensive survey of banks operating in the Republic of Croatia to gather the bankers’ estimates and views of the current situation and trends in Croatian banking and its environment. In 2005 and 2006 banks were equally dedicated to household and corporate financing and, in a setting of ongoing strong market competition, limits on foreign borrowing and credit growth, made con-siderable efforts to maintain their profitability at high levels. The survey results suggest that a re-newed focus on the household sector and a further expansion of chargeable products and services offered are to be expected in 2008 and 2009. The consolidation of the banking industry is also expected to continue, albeit at a somewhat slower pace than in the last few years.

Keywords: banks; Croatia; market competition; consolidation (search for similar items in EconPapers)
JEL-codes: D21 G21 G34 P34 (search for similar items in EconPapers)
Pages: 40 pages
Date: 2008-11
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Persistent link: https://EconPapers.repec.org/RePEc:hnb:survey:15

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