The Lending Policies of Croatian Banks: Results of the Second CNB Bank Interview Project

Evan Kraft, Hrvoje Dolenec, Mladen Duliba, Michael Faulend (), Tomislav Galac (), Vedran Šošić () and Mladen Mirko Tepuš
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Michael Faulend: The Croatian National Bank, Croatia
Tomislav Galac: The Croatian National Bank, Croatia
Vedran Šošić: The Croatian National Bank, Croatia

No 3, Surveys from The Croatian National Bank, Croatia

Abstract: Using interviews with 47 of the 53 commercial banks operating in Croatia in early 2000, the project team asked banks asked about their experiences during the 1998-99 banking crisis. Banks commented on their experiences with outflows of deposits, breaking-up of deposits, and changes in management practices adopted to deal with the crisis. In addition, the project repeated and extended a previous survey on bank lending practices. The findings of this survey show that, while banks’ written lending procedures have advanced considerably, many of the same problems in assessing risk, foreclosing collateral and finding funding for long-term lending remain.

Keywords: Banking; Croatia; Transition; Banking Crises; Lending Policy (search for similar items in EconPapers)
JEL-codes: E44 G21 G34 P27 P34 (search for similar items in EconPapers)
Pages: 13 pages
Date: 2000-12
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Persistent link: https://EconPapers.repec.org/RePEc:hnb:survey:3

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