Freiwillige Arbeitslosenversicherung: Nur wenige Selbstständige versichern sich gegen die Folgen von Arbeitslosigkeit (Unemployment insurance for the self-employed: Few business founders insure themselves against unemployment)

Elke Jahn and Michael Oberfichtner

No 202011, IAB-Kurzbericht from Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany]

Abstract: "The number of business founders who insure themselves against unemployment has decreased substantially over the last years. In 2018, merely 3,000 business founders joined the insurance. Using survey data, this policy brief investigates founders’ decisions to insure against unemployment. Founders can insure themselves against unemployment only within the first three months after start-up. About 24 percent of the respondents who did not insure missed this deadline or consider this period too short, 38 percent claim that they could not afford the contributions when starting their business, and 35 percent did not expect to benefit from the insurance. Many respondents are convinced that their business will not fail or that they will quickly find a job again. However, the Corona crisis makes clear how quickly the economic situation can change and that an insurance against unemployment might be important for the self-employed." (Author's abstract, IAB-Doku) ((en))

Keywords: Bundesrepublik Deutschland; Determinanten; Freiwilligkeit; Gründungszuschuss; Informationsbedarf; altersspezifische Faktoren; ökonomische Faktoren; Quote; qualifikationsspezifische Faktoren; Selbständige; Arbeitslosenversicherung; Arbeitslosenversicherungsbeitrag; 2013-2018 (search for similar items in EconPapers)
Pages: 8 pages
Date: 2020-05-19
New Economics Papers: this item is included in nep-ent, nep-ger and nep-ias
References: View complete reference list from CitEc
Citations:

Downloads: (external link)
https://doku.iab.de/kurzber/2020/kb1120.pdf

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:iab:iabkbe:202011

Access Statistics for this paper

More papers in IAB-Kurzbericht from Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany] Contact information at EDIRC.
Bibliographic data for series maintained by IAB, Geschäftsbereich Wissenschaftliche Fachinformation und Bibliothek ().