Microinsurance and child labour an impact evaluation of NRSP's (Pakistan) microinsurance innovation

Markus. Frölich, Andreas Landmann, Hillery. Midkiff and Valerie. Breda
Authors registered in the RePEc Author Service: Markus Frölich ()

ILO Working Papers from International Labour Organization

Abstract: National Rural Support Programme (NRSP) of Pakistan participated in the ILO's Microfinance for Decent Work (MF4DW) action research programme from 2008-2012. As part of this experimental research, NRSP launched and tested an extended microinsurance product (health and accidental death) covering extra- nuclear family members of the same household in order to see if there was a positive impact on the reduction of child labour among 2,097 client households, using a target versus control group methodology. Econometric analysis of the panel dataset collected from control and target groups at five equally spaced intervals show that NRSP's innovation can be linked to increased insurance coverage and usage, as well as decreased child labour incidence. Our findings remain robust to different methods, specifications and corrections for selection bias. However, we did not find significant treatment effects on school attendance, expenses (hospital) and household welfare (PPI score).

Keywords: microfinance; aid programme; role of ILO.; impact evaluation; microfinance; programme d'aide; rôle de l'OIT; évaluation de l'impact; microfinanciamiento; programa de ayuda; papel de la OIT; evaluación de impacto (search for similar items in EconPapers)
Pages: 1 online resource (41 p.) pages
Date: 2014
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Published in Working paper series, Social Finance Programme.

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