Is health microinsurance sustainable? an analysis of five South Asian schemes

Michael E. Weilant

ILO Working Papers from International Labour Organization

Abstract: “Can health microinsurance (HMI) schemes achieve sustainability?” As with many seemingly simple questions, there is no simple answer. The answer to this question is of interest to a variety of parties. Insurance providers seek to understand if there is a viable business case for offering an HMI product. Health-care providers and pharmaceutical companies are interested in whether or not HMI can be a means for broadening coverage. Donors and other funding organizations want to know if HMI is a viable investment as a means to improve health-care access, health outcomes and financial protection for the low-income population. Governments consider how to use HMI schemes as a step towards universal health coverage. This paper seeks to answer this simple yet crucial question based on the experiences of five schemes in South Asia.

Keywords: microinsurance; profitability (search for similar items in EconPapers)
Pages: 1 online resource (45 p.) pages
Date: 2015
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Published in Impact insurance working paper series

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Persistent link: https://EconPapers.repec.org/RePEc:ilo:ilowps:995186991602676

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