Microinsurance, Poverty & Vulnerability: A Concept Paper

Syed Ahsan ()

Working Papers from Institute of Microfinance (InM)

Abstract: The preponderance of risk and vulnerability facing the poor is well recorded. In spite of advances in microcredit, effective coping mechanisms remain limited and costly, and consequently, poverty cycles trap many poor households indefinitely. Prevalent rural institutions are found to be typically of a self-insurance nature, and thus there is a necessity for dealing with idiosyncratic risks within a region as well as risks at the level of regions. The present study attempts to conceptually explore how the important risks that matter for life and death events facing the poor may be insured at an affordable cost both to the insured and the insurer using where possible experience and data drawn from South Asia.

Keywords: Microinsurance; poverty & vulnerability; Bangladesh. (search for similar items in EconPapers)
JEL-codes: G21 G22 G28 I30 (search for similar items in EconPapers)
Pages: 27 pages
Date: 2010-04
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Citations: View citations in EconPapers (3)

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