The Design and Implementation of Deposit Insurance Systems

David Hoelscher, Michael Taylor and Ulrich Klueh

No 2006/006, IMF Occasional Papers from International Monetary Fund

Abstract: This paper describes recently established deposit insurance systems, identifying emerging trends. In line with previous IMF work on the subject, it argues against the development of "best practices" applicable to all systems. Rather, it stresses the importance of incorporating each country’s individual objectives in adopting a deposit insurance system, as well as that country’s characteristics, to ensure an effective system that minimizes disincentives and distortions to financial sector intermediation. The paper includes a summary of the academic literature.

Keywords: OP; deposit; insurance system; deposit insurance system; depositor; deposit insurance agency; deposit insurance practice; FSF report; Deposit insurance; Commercial banks; Bank deposits; Cooperative banks; Distressed institutions; Middle East; Europe; Africa; Asia and Pacific; Moral hazard (search for similar items in EconPapers)
Pages: 88
Date: 2006-12-07
References: Add references at CitEc
Citations: View citations in EconPapers (18)

Downloads: (external link)
http://www.imf.org/external/pubs/cat/longres.aspx?sk=18683 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:imf:imfops:2006/006

Ordering information: This working paper can be ordered from
http://www.imf.org/external/pubs/pubs/ord_info.htm

Access Statistics for this paper

More papers in IMF Occasional Papers from International Monetary Fund International Monetary Fund, Washington, DC USA. Contact information at EDIRC.
Bibliographic data for series maintained by Akshay Modi ().