Determinants of Health Insurance Coverage for Farm Family Households: A Midwestern Study

Helen Jensen and William E. Saupe

ISU General Staff Papers from Iowa State University, Department of Economics

Abstract: Data from interviews with a random sample of farm households in eight counties in southwestern Wisconsin are used to describe the distribution of health insurance coverage among households and health related fringe benefits of off-farm employment. An analysis of health insurance coverage shows major factors associated with lack of health insurance to include lower total household income, larger household size, and being more conservative regarding risk in farming. Although not significant, the signs of coefficients estimated for formal education and lacking fringe benefits in operator off­ farm employment are consistent with expectations.

Date: 1987-01-01
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