Fair play in Indian Health Insurance
Shefali Malhotra (),
Ila Patnaik (),
Shubho Roy () and
Ajay Shah ()
Additional contact information
Shefali Malhotra: National Institute of Public Finance and Policy
Shubho Roy: National Institute of Public Finance and Policy
Working Papers from National Institute of Public Finance and Policy
In recent years there has been an increased role for health insurance in Indian health care, through government funded health insurance programs and privately purchased health insurance. Our analysis of the claims ratio and the complaints rate in the health insurance industry, suggests that there are important difficulties with the working of health insurance. The lack of fair play in this industry is derived from deficiencies in regulations, weak enforcement of regulations and faulty institutional design of consumer redress. The solutions lie in laws and regulatory processes for consumer protection. Examination of health policy and financial policy,together would formulate a strategy for change.
New Economics Papers: this item is included in nep-hea and nep-ias
Note: Working Paper 228, 2018
References: View references in EconPapers View complete reference list from CitEc
Citations: Track citations by RSS feed
Downloads: (external link)
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:npf:wpaper:18/228
Access Statistics for this paper
More papers in Working Papers from National Institute of Public Finance and Policy
Bibliographic data for series maintained by S.Siva Chidambaram ( this e-mail address is bad, please contact ).