No-Fault Automobile Insurance and Accident Severity: Lessons Still To Be Learned

Rose Anne Devlin

Working Papers from University of Ottawa, Department of Economics

Abstract: The impact of no-fault automobile insurance on accidents is an empirical issue. Typically, studies conducted in the United States have found that no-fault measures do not affect accidents while studies elsewhere conclude the opposite. In this paper, a micro data set is used which examines the impact of no-fault measures on insurance claims. It finds strong evidence that claiments in no-fault states are likely to have a more severe injury in comparison to claimants in liability-only states. This result suggests that no-fault insurance measures affect accident severity.

Keywords: LAW; INSURANCE; REGULATION (search for similar items in EconPapers)
JEL-codes: K10 L51 (search for similar items in EconPapers)
Pages: 23 pages
Date: 1997
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Persistent link: https://EconPapers.repec.org/RePEc:ott:wpaper:9707e

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