Seguros de salud públicos y privados: el caso chileno

Luis García

No 1999-172, Documentos de Trabajo / Working Papers from Departamento de Economía - Pontificia Universidad Católica del Perú

Abstract: In the last two decades, the Chilean health sector suffered a deep reform, establishing a new scheme with two sectors: the public health insurance and many private health insurance companies. This essay analyzes a especial outcome in the Chilean health insurance sector: the majority of the people within the public health insurance belong to a group with low incomes and high risk, noticing the opposite situation in the private health system. This paper develops a two-sector model based on the standard insurance theory, which explains the reasons why people choose between the public health insurance and a private health insurance, given the rules and game of both sub-systems.

Pages: 49 pages
Date: 1999
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Journal Article: Seguros de salud públicos y privados. El caso chileno (1999)
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