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Iluzii financiare, Partea întâi

Financial Illusions, Part 1

Ramona Dumitriu and Răzvan Stefanescu

MPRA Paper from University Library of Munich, Germany

Abstract: In the financial decision-making there could occur wrong perceptions over some essential aspects such as risk or profitability. The illusions associated to the indebtedness decisions have some particularities, caused especially by the insufficient financial knowledge of some debtors. Sometimes, they wrongly estimate the credit cost or overestimate their ability to repay the loans. Moreover, they could ignore the currency risk or the interest rate risk associated to some loans.

Keywords: Behavioral Finance; Indebtedness Decisions; Market Risks; Credit Risks (search for similar items in EconPapers)
JEL-codes: G00 G02 G2 G20 G29 (search for similar items in EconPapers)
Date: 2020-06-14, Revised 2020-06-17
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