Role of embedded finance in increasing financial inclusion

Peterson Ozili

MPRA Paper from University Library of Munich, Germany

Abstract: This chapter examines the role of embedded finance in increasing financial inclusion. The author shows that embedded finance increases financial inclusion by changing the way banked adults, unbanked adults and SMEs interact with financial services. Embedded finance provides greater access to finance for underserved adults and businesses and generates revenue for embedded finance service providers and banks, thereby presenting a win-win opportunity for both the users and providers of embedded financial services.

Keywords: Financial inclusion; embedded finance; embedded payments; unbanked adults; poverty. (search for similar items in EconPapers)
JEL-codes: I30 I31 I38 I39 (search for similar items in EconPapers)
Date: 2024
New Economics Papers: this item is included in nep-ban, nep-fle, nep-pay and nep-sbm
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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:120155

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