Un impulso al mercado de rentas vitalicias en España

Promoting the annuities market in Spain

Gustavo Ferro

MPRA Paper from University Library of Munich, Germany

Abstract: This paper is aimed to answer a set of questions through an examination of the literature and empirical evidence on annuities. Every section of the paper try to address one specific question, naming: How important is the ageing problem in the world? How is social security being replaced or complemented by savings? What financial products provide financial safety for the elderly? Why the annuities market is so thin? Why the annuities market only develop when there is a mandate to annuitisize? How is Spanish annuity market organized? What regulatory issues are to be develop in order to expand the instrument? What reforms can be instrumented in Spain to expand the market?

Keywords: annuities; aging; Spain; social security; insurance (search for similar items in EconPapers)
JEL-codes: G22 G23 (search for similar items in EconPapers)
Date: 2008-07, Revised 2008-07
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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:20211

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