Odstraňování legislativních bariér na trzích hypotečních a spotřebitelských úvěrů

Reduction of legislative barriers on consumer and mortgage loan markets

Vodová Pavla
Authors registered in the RePEc Author Service: Pavla Klepková Vodová

MPRA Paper from University Library of Munich, Germany

Abstract: The aim of this article is to characterise the process of consumer and mortgage loans legislative harmonization as a part of reduction of credit market integration barriers. The harmonization of consumer credit market law is a long-term process in European Union. For mortgage loan markets, the harmonization of legislation is at the beginning. For both types of loans, the principles of responsible lending are highly important.

Keywords: integrace úvěrových trhů; hypoteční úvěr; spotřebitelský úvěr; směrnice; odpovědné úvěrování (search for similar items in EconPapers)
JEL-codes: G15 G21 (search for similar items in EconPapers)
Date: 2009
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Published in Acta academica karviniensia 2 (2009): pp. 448-457

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