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Banks, insurance companies, and discrimination

Walter Block, Nicholas Snow () and Edward Stringham

MPRA Paper from University Library of Munich, Germany

Abstract: This article examines some of the reasons why banks and insurance companies have been accused of discrimination, and shows that this is by and large a false accusation. Economic analysis demonstrates that racial discrimination is not a profit-maximizing strategy. Actually, unwise public policies are actually precluding many consumers from the market.

Keywords: redlining; financial regulation; unintended consequences (search for similar items in EconPapers)
JEL-codes: G21 G22 G28 (search for similar items in EconPapers)
Date: 2008-09
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (5)

Published in Business and Society Review 7.35(2008): pp. 403-419

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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:26035

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