Indian microfinance: lessons from Bangladesh

Debnarayan Sarker

MPRA Paper from University Library of Munich, Germany

Abstract: That more than three-fourths of old SHGs in every year remain outside credit linked further with mainstream banks in India makes the doubt whether old SHGs are becoming non-existent within a very short period of their formation. The re-survey to some previously productive SHGs makes the doubt stronger. But to set up a successful enterprise by poor SHG members’ households to earn a sustainable living under microcredit programmes of Grameen Bank, Bangladesh, loans are received by their borrowers in a continuous sequence; and to this process, ‘customer-made credit service’ and ‘flexible loan’ are locally designed a best suited for borrowers

Keywords: self help groups; microcredit; Grameen Bank; flexible loan (search for similar items in EconPapers)
JEL-codes: A10 A13 (search for similar items in EconPapers)
Date: 2008
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