EconPapers    
Economics at your fingertips  
 

Rural Credit Delivery System in Maharashtra: Some Emerging Issues

Deepak Shah ()

MPRA Paper from University Library of Munich, Germany

Abstract: An investigation into rural credit delivery system in Maharashtra shows slower growth in institutional finances through commercial banks, credit cooperatives, RRBs and LDBs, particularly during the decade of 1991-2000, which is mainly due to adverse environment created by the financial sector reforms. Due to unfavourable policy framework, the entire rural credit delivery system is reduced to a moribund state. High transaction costs and poor repayment performance are the twin root causes of the moribund state of rural credit delivery system. With a view to revive the agricultural credit delivery system, there is need to adopt innovative approaches like linking of Self-Help Groups (SHGs) and Non-Government Organizations (NGOs) with mainstream financial institutions. The revival of rural credit delivery system of Maharashtra also depends on strategies that are required for tackling issues such as sustainability and viability, operational efficiency, recovery performance, small farmer coverage and balanced sectoral development of the state.

Keywords: Rural; Credit; Delivery (search for similar items in EconPapers)
JEL-codes: R11 (search for similar items in EconPapers)
Date: 2007-07-05
New Economics Papers: this item is included in nep-cwa and nep-mfd
References: View complete reference list from CitEc
Citations: Track citations by RSS feed

Published in Artha Vijnana March - June, Nos. 1&2.Volume(2005): pp. 127-148

Downloads: (external link)
https://mpra.ub.uni-muenchen.de/3859/1/MPRA_paper_3859.pdf original version (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:3859

Access Statistics for this paper

More papers in MPRA Paper from University Library of Munich, Germany Ludwigstraße 33, D-80539 Munich, Germany. Contact information at EDIRC.
Bibliographic data for series maintained by Joachim Winter ().

 
Page updated 2023-11-11
Handle: RePEc:pra:mprapa:3859