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Role of regulation in micro finance: application of the Micro Savings Requirement Scheme in informal sectors

Roedl Marianne
Authors registered in the RePEc Author Service: Marianne Ojo

MPRA Paper from University Library of Munich, Germany

Abstract: An innovative aspect of this paper is evidenced through its recommendation of the Micro-Savings Requirement Scheme - which offers numerous benefits – as will be highlighted in this paper. Furthermore, the paper not only addresses how linkages, direct and facilitating linkages, can benefit microfinance institutions – and particularly in jurisdictions where the Savings Group Outreach involvement is particularly low, but also illustrates ways and means whereby group lending and other more recent innovative methods used by micro lenders to secure repayments, could increase the desired effects, efficiency and impact of microfinance in selected jurisdictions. In so doing, it addresses some of the existing and persisting problems of micro finance in rural areas.

Keywords: microfinance; regulation; agency theory; Micro-Savings Requirement Scheme; Africa; Asia; Latin America (search for similar items in EconPapers)
JEL-codes: D82 G2 G21 K2 (search for similar items in EconPapers)
Date: 2013-11-03
New Economics Papers: this item is included in nep-iue, nep-lam, nep-law and nep-mfd
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Working Paper: Role of regulation in micro finance: application of the Micro Savings Requirement Scheme in informal sectors (2013) Downloads
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