Finanziamento della Sanità - Limiti del PayGo e proposta di sistema multipilastro con Welfare Fund

Health Care Financing - PayGo Insufficiency and Advantages of Multipillar Systems based on new Welfare Funds

Nicola Salerno ()

MPRA Paper from University Library of Munich, Germany

Abstract: This paper describes the reasons at the basis of the insufficiency of pay-as-you-go systems to provide resources for financing health care in an ageing society with the low rates of growth that will characterise western industrialised economies during next decades. Intuitive arguments are provided for supporting the diversification of pillars, with the public pay-as-you-go pillar combined with the private pillar functioning with real accumulation of resources on markets. Finally, an innovative proposal is presented: The Welfare Funds. Long-term investors offering both pension and health care benefist, and connected with insurance policies for the covering of inability/disability risks. nicola c. salerno - nicola.salerno@tin.it - 0039 347-9023927

Keywords: pay-as-you-go; monopillar; multipillar; pension; health care; welfare; pensioni; sanità; assistenza; acute; longterm; long term; proiezioni; sostenibilità; proiezioni; welfare fund; fondo welfare; programmi di stabilità; Awg; ageing working group; ecofin; FMI; international monetary fund; Oecd; Ocse; welfare reforming; welfare reforming papers; ncs papers; structural reforms; riforme strutturali; diversificazione tra pilastri; diversificazione tra istituti (search for similar items in EconPapers)
JEL-codes: H51 H55 H68 I00 I13 I18 J11 J18 (search for similar items in EconPapers)
Date: 2013-11-23
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