Vybrané faktory ovlivňující zapojení žen v mikrofinancích

The Selected Factors Influencing the Participation of Women in Microfinance

Karel Janda, Quang Van Tran and Pavel Zetek

MPRA Paper from University Library of Munich, Germany

Abstract: This paper investigates the possible reasons why many microfinance institutions (MFIs) have gradually experienced a decrease in the share of female borrowers in their portfolios over the last few years. We confirm that the share of women may be decreasing due to the growing dependence of the MFIs on their own financial sources. At the same time the decrease of the share of female borrowers is accentuated by their growing integration into the agricultural sector. Our results further show that share of women is also strongly dependent on the macroeconomic variables: economic growth, household consumption, wage, education, social environment and employment policy. All these indicators have a positive impact on the share of women participating in the microfinance programs.

Keywords: microfinance; female; microcredit; macroeconomics (search for similar items in EconPapers)
JEL-codes: G21 O11 O54 (search for similar items in EconPapers)
Date: 2014-10-06
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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:59109

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